Who We Work With: Reputable Global Insurance Providers
At International Citizens Insurance, we work with some of the most respected international insurance companies in the global market.
Our long-standing relationships allow us to offer a wide range of global health, travel, life, and group insurance plans specifically tailored to meet the needs of expatriates, frequent travelers, students, and international organizations.
What sets us apart is our ability to match you with insurers who provide not only comprehensive coverage but also the service, stability, and support you need while abroad.
Explore the Insurance Companies You Can Rely On
Not all insurers are the same – and we’ve done the work to find the ones worth your time.
These are the global companies we trust to deliver dependable service, customizable plans, and support, no matter where life takes you.
Discover Your Perfect Insurer
Get free international health, travel, life, or group insurance quotes and discover which insurer provides the best benefits for your situation.
What We Look for in a Global Insurance Provider
Choosing the right insurance provider is one of the most important steps when moving or traveling abroad.
Whether you’re relocating long-term, studying overseas, or planning a short or extended trip, finding a reliable international insurance company that offers global health insurance, life coverage, travel protection, or group plans is essential.
To make your decision easier, we’ve carefully reviewed and selected the top international health and travel insurance companies based on trusted criteria. These include their AM Best ratings, customer satisfaction, and the quality of their plan offerings.
These providers are known for their excellent service and global support, so you can feel confident about your coverage wherever you go.
Which Provider Is Right for You?
Every expat, traveler, and organization has unique coverage needs. Here’s a quick guide to help you choose the right insurer based on your situation:
Long-Term Expats or Relocating Families
If you're planning to live abroad for an extended period, you'll need a long-term international health insurance plan that provides ongoing access to healthcare. This should include routine checkups, primary treatment, specialist visits, hospitalization, and emergency care.
Best for U.S. Citizens Living Abroad
GeoBlue is ideal for Americans relocating overseas long-term who want premier coverage, access to the Blue Cross Blue Shield (BCBS) medical provider network, and seamless claims support.
Best for Expats Who Want Flexibility
Cigna Global is an excellent choice for individuals or families relocating abroad who want comprehensive international health coverage with fully customizable plans tailored to their specific needs.
Best for Families Living in Europe
International Medical Group (IMG) offers international medical plans with great value, regional coverage options (like Europe-only), and strong support for individuals and families.
Short-Term Travelers and Frequent Flyers
If you're traveling internationally for a vacation, short work trip, or to study abroad, you'll need international travel insurance. These plans typically cover emergency medical care, trip interruptions, lost baggage, and emergency evacuation.
Best for Students, Nomads, and Backpackers Abroad
WorldTrips offers competitively priced plans with benefits for emergency medical, evacuation, and adventure activities. These plans are an excellent fit for students, digital nomads, and adventurers.
Best for Travelers Seeking Premium Protection Abroad
IMG's Patriot Platinum plan offers top-tier travel medical coverage with up to $8 million in maximum benefits. It's an excellent option for individual or group travelers who need short-term protection abroad.
Best for Travelers Who Want Full Protection
Trawick International covers emergency medical care, trip interruption, and cancellation. It's great for U.S. and international travelers who want comprehensive health and travel protection!
Employers and Global HR Teams
If you're managing global employee benefits, we can help you find the right group coverage from trusted international insurers such as APRIL International, United Healthcare Global, Aetna International, and more.
Our VP of Global Benefits, Andrew Blomberg, works directly with HR teams and organizations to create scalable, compliant plans that support your people – wherever they are.
Ready to get started? Schedule a consultation with Andrew or request more information.
Why Work with a Broker vs. Buying Direct?
International Citizens Insurance serves as an independent international insurance broker, working with a broad range of global insurance companies, third-party administrators (TPAs), and carriers.
Unlike buying directly from a single provider, working with a broker gives you access to multiple plans, objective advice, and personalized support. You’ll pay the same price whether you apply through us or purchase a plan directly – there are no additional fees for using a broker.
With our expertise, we help you compare plans, complete your application, and advocate on your behalf if any issues arise. We’re here to simplify the process and ensure you get the best coverage for your needs.
Our Client Testimonials
We take pride in helping individuals, families, and global organizations find the right international health, travel, life, and group insurance coverage. Our clients consistently share positive experiences working with our expert team and the insurers we recommend.
These customer testimonials highlight the personalized support, trusted partnerships, and peace of mind we work hard to deliver every day.
Frequently Asked Questions
An international health insurance plan is designed for individuals and families living abroad for an extended period. These long-term plans cover ongoing healthcare needs, such as routine doctor visits, chronic condition management, specialist care, and inpatient or outpatient hospital services.
A global health insurance plan is ideal for expats, digital nomads, or global employees who need continuous access to quality care while residing outside their home country.
In contrast, a travel insurance plan is designed for short-term international trips, such as vacations, study abroad programs, business travel, or volunteer missions. These plans typically include benefits like emergency medical treatment, hospital expenses, trip cancellation or interruption, baggage loss, and emergency evacuation.
While travel insurance protects you financially if something unexpected happens while you're away from home, it does not cover ongoing medical care.
Yes! We work with an extensive network of trusted global insurance companies and can provide you with personalized quotes from multiple providers – all in one place.
Whether you're looking for international health insurance, travel medical coverage, trip protection, global life insurance, or group plans for employees or students, we'll help you compare your options quickly and easily.
Instead of contacting each company individually, our team will guide you through the process by reviewing your needs –including your destination, trip duration, citizenship, and budget – and offering plan recommendations tailored to your situation.
We'll provide you with multiple quotes from leading providers so you can make an informed decision with confidence and clarity.
No, you won't pay anything extra when purchasing through us. The cost of your plan is exactly the same whether you buy it directly from the insurance company or through International Citizens Insurance.
As licensed insurance brokers, we’re compensated by the insurers, not by you. That means you’ll receive expert advice, support, and plan recommendations at no additional cost.
Additionally, we can help you navigate complex plan details, assist with enrollment, and provide ongoing support if you have questions or need to make a claim.
Global business coverage is tailored for companies with employees, contractors, or operations across multiple countries. Unlike domestic business insurance, which only covers individuals within one country, international group plans provide worldwide protection, often including coverage for expats, remote workers, international assignees, and traveling employees.
These plans address cross-border needs, such as regional compliance, international provider networks, currency and claim process differences, and multilingual support. They also offer flexible plan design and centralized administration, simplifying benefits management for globally distributed teams.
Whichever Insurer You Choose, You’ll Be Covered Worldwide
Get Personalized Assistance from an International Insurance Expert
Whether you're traveling solo, relocating abroad, or insuring a global team, we're here to help you find the right coverage.
Find Your Perfect Match and Get Free Quotes
Get free quotes for international health, travel, life, or group insurance and discover which insurer provides the best benefits for your needs.
Looking for Coverage Based on Your Destination or Citizenship?
Whether you're relocating to France, moving abroad from Canada, or navigating healthcare as an expat in Thailand, we’ve created targeted guides to help you choose the right international insurance plan for your specific location.
Read More: The Best Countries to Live in as an Expat
Explore Our Country Guides
Explore the health insurance country guides below and discover provider recommendations, plan options, and location-specific advice.
North & Central America
About the Author:Mackenzie Manning, Director of User Experience at International Citizens Insurance, specializes in optimizing customer journeys and providing seamless experiences for clients seeking international insurance solutions. With expertise in global health, life, and travel insurance, she helps expatriates and global travelers find the right coverage, ensuring a smooth, informed decision-making process for their international needs.