WorldTrips – Formerly Tokio Marine HCC
WorldTrips insurance (formerly Tokio Marine HCC) provides travel medical insurance to international travelers and students so they can receive the best treatment in the case of any accidents or unexpected issues while abroad. Thousands of customers in over 130 countries trust WorldTrips to give them an extra layer of security when they are traveling outside of their home country.
WorldTrips began in 1988 and was one of the first insurers in the world to offer its plans for purchase over the Internet. It has continued to grow its leading technical capacity, and now customers can buy insurance, file claims, check their policy, and get their documents online at any time, day or night. WorldTrips International has a financial strength rating of “A+ (Strong)” from S&P Global Ratings.
WorldTrips is a division of Tokio Marine HCC, which has helped customers for over 140 years. Tokio Marine HCC has offices in countries around the world, including the U.S., Mexico, the United Kingdom and Continental Europe. Its 3,000 employees apply a unique understanding of risk and a passion for underwriting.
WorldTrips insurance plans are with you anywhere you may travel for vacation, study abroad, business and mission trips, or extreme sports adventures.
WorldTrips is one of our Top 10 Travel Insurance Companies.
WorldTrips insurance (formerly Tokio Marine HCC) provides travel medical insurance to international travelers and students so they can receive the best treatment in the case of any accidents or unexpected issues while abroad. Thousands of customers in over 130 countries trust WorldTrips to give them an extra layer of security when they are traveling outside of their home country.
WorldTrips began in 1988 and was one of the first insurers in the world to offer its plans for purchase over the Internet. It has continued to grow its leading technical capacity, and now customers can buy insurance, file claims, check their policy, and get their documents online at any time, day or night. WorldTrips International has a financial strength rating of “A+ (Strong)” from S&P Global Ratings.
WorldTrips is a division of Tokio Marine HCC, which has helped customers for over 140 years. Tokio Marine HCC has offices in countries around the world, including the U.S., Mexico, the United Kingdom and Continental Europe. Its 3,000 employees apply a unique understanding of risk and a passion for underwriting.
WorldTrips insurance plans are with you anywhere you may travel for vacation, study abroad, business and mission trips, or extreme sports adventures.
WorldTrips is one of our Top 10 Travel Insurance Companies.
Why Choose WorldTrips Travel Insurance?
WorldTrips Comprehensive Travel Medical Plans
A WorldTrips travel insurance plan gives you access to the best doctors, wherever you are. After you have purchased coverage, if you need to find a provider in an unfamiliar location, just call WorldTrips or access their online list of providers to find the right doctor for you.
The plans also offer a number of added benefits for any of life's little hiccups, including emergency travel assistance, lost luggage tracking, emergency cash transfers, legal referrals, translation assistance, medical monitoring, emergency travel arrangements and more. Their customer service representatives offer customer support in a wide array of languages around the world.
Atlas Travel Insurance
Your medical coverage in your home country is often of no help when you're overseas. The Atlas Travel plan gives you protection while you're abroad, providing international travel medical insurance for periods of travel between five and 364 days. It is also customizable, allowing you to choose the right level of coverage to suit your personal needs.
Atlas Travel Insurance
- Emergency medical, evacuation, repatriation benefits
- Choose between the basic and more extensive coverage
- Meets Schengen visa insurance requirements
- 24/7 worldwide travel and emergency medical assistance
The Atlas Group insurance plan is available upon request for groups of 5 or more traveling abroad.
StudentSecure Insurance
If you're studying abroad, you may need insurance to satisfy your visa requirements or your school requirements – and you will want insurance to ensure you are fully covered if any mishaps arise. The StudentSecure international student health insurance plan from WorldTrips provides comprehensive medical coverage for full-time students or full-time scholars studying outside of their home country. With four levels of coverage to choose from, you can find the plan that fits your needs and your budget.
StudentSecure Insurance
- Provides Medical, Dental, and Evacuation Benefits
- Keep your coverage when your studies last multiple years
- Medical providers are available in over 130 countries worldwide
The WorldTrips Provider Network
WorldTrips maintains relationships with hospitals, laboratories, and doctors throughout the world. In the U.S., WorldTrips has a vast Preferred Provider Organization (PPO). Throughout the rest of the world, it maintains an extensive list of recommended providers, although you are free to visit any provider you choose. Many of your provider selection decisions will be based on geographical location and provider specialty needs.
Areas of Coverage
Coverage is worldwide, so you can be assured that you are still protected if your travel is multinational. Customers can choose a policy that includes or excludes the United States.
How to Find a Provider
Outside the United States, members can see any doctor they like. WorldTrips also makes it easier to find a provider in an unfamiliar country with an extensive list of international providers. Once you have purchased your plan, to find a provider in your area, go to the WorldTrips website or call +1 (317) 262-2132 (collect calls accepted).
In the United States, members can access doctors and facilities from the robust WorldTrips Preferred Provider Organization (PPO) network. Once you have purchased your plan, call WorldTrips directly at (800) 605-2282 or use their easy online tools to find a provider near you.
US Provider Network
The provider network for members in the United States is contingent on when the medical policy was purchased.
If the member purchased their travel medical policy before July 2019 or the member is an EU resident who purchased a policy before May 2020, their providers are in the First Health International network.
If the member purchased their travel medical policy after July 2019 or is an EU resident who purchased a policy after May 2020, their providers are in the United Healthcare network.
How to File a Claim Inside the US
How to File a Claim Outside the US
WorldTrips Member Services
WorldTrips has customer service specialists available 24 hours a day, seven days a week to help customers in the case of a travel emergency. Their specialists are well-trained, multi-lingual, experienced people that can provide both emergency and travel assistance services.
The Customer Service area on the WorldTrips site also offers the ClientZone. In this area members can download policy documents, file and track claims, update their address, and handle renewal, extension or cancellation of their policy. This area also provides answers for frequently asked questions such as, "Where do I find my certificate ID number?" and "How do I verify the coverage area of my policy?"
WorldTrips' Customer Care Contact Information
Phone:
- Within the United States: (800) 605-2282 (toll-free)
- Outside the United States: +1 (317) 262-2132 (collect calls accepted)
Mail:
WorldTrips
P.O. Box 2058
Farmington Hills, Michigan 48333-2005
FAQs about WorldTrips Travel Insurance
WorldTrips offers travel medical insurance and medical insurance for students studying outside their home country.
Their Student Secure plan is ideal for students coming to the USA or for US students studying abroad. The plan is also available for any student traveling abroad from any country excluding Canada and Australia.
The Atlas Travel Medical plan is for all travelers worldwide traveling abroad for 5 days or longer.
WorldTrips’ Atlas Travel Series and StudentSecure international travel medical insurance products are underwritten by Lloyd's.
Pre-existing conditions are excluded from WorldTrips coverage. WorldTrips states that it defines pre-existing conditions as any condition:
- for which medical advice, diagnosis, care, or treatment was recommended or received within 2 years prior to your effective date of coverage
- which would cause a reasonably prudent person to seek medical advice, diagnosis, care, or treatment within 2 years prior to your effective date of coverage
- that existed (with reasonable medical certainty) with 2 years prior to your effective date of coverage, whether or not it was known to you
Yes! If you were looking for Tokio Marine HCC Insurance, HCC Medical Insurance Services or HCCMIS, this is the same reliable company you have always known with a new name. The company rebranded its name to WorldTrips.
