Travel Insurance Coverage for Adventure Sports
Travel insurance that covers extreme sports is crucial for adventure enthusiasts who engage in high-risk activities like skiing, scuba diving, bungee jumping, or mountain climbing while traveling. Standard travel insurance plans often exclude coverage for injuries sustained during such activities, exposing travelers to significant financial and medical risks. A specialized plan ensures you have coverage for medical expenses, emergency medical evacuations, and even trip cancellations due to injury.
Extreme sports carry a higher likelihood of injury, and medical treatment abroad, particularly in remote areas or countries with costly healthcare systems, can be expensive. Without adequate coverage, an accident or injury might lead to hefty medical bills and additional logistical challenges like medical evacuations. A travel insurance plan that includes extreme sports offers peace of mind and ensures that the traveler can focus on their adventure without worrying about the financial risks of potential accidents.
Travel insurance that covers extreme sports is crucial for adventure enthusiasts who engage in high-risk activities like skiing, scuba diving, bungee jumping, or mountain climbing while traveling. Standard travel insurance plans often exclude coverage for injuries sustained during such activities, exposing travelers to significant financial and medical risks. A specialized plan ensures you have coverage for medical expenses, emergency medical evacuations, and even trip cancellations due to injury.
Extreme sports carry a higher likelihood of injury, and medical treatment abroad, particularly in remote areas or countries with costly healthcare systems, can be expensive. Without adequate coverage, an accident or injury might lead to hefty medical bills and additional logistical challenges like medical evacuations. A travel insurance plan that includes extreme sports offers peace of mind and ensures that the traveler can focus on their adventure without worrying about the financial risks of potential accidents.
Travel Medical Plans Offering Adventure Sports Coverage
World Nomads Travel Insurance offers coverage for over 150 adventure sports and activities as part of its Standard plan level and even more under its Explorer plan level. IMG Patriot Travel Insurance offers additional coverage for adventure sports through optional riders, which travelers can purchase with their travel medical insurance.
World Nomads and IMG Patriot Travel are available to U.S. citizens/residents and non-U.S. citizens traveling abroad for an extended period of time.
IMG Patriot Travel Medical Plan
The Patriot Travel Medical Plan will cover individuals (up to age 65) for a variety of adventure sports with the purchase of their Adventure Sports Rider.
All such activities must be carried out in strict accordance with the rules, regulations, and guidelines of the applicable Governing Body or Authority of each such activity. Certain sports activities are never covered, regardless of whether or not you purchase the Adventure Sports Rider. Please note this is only a summary of Adventure Sports and exclusions.
Patriot Platinum Travel Insurance
- Maximum limits up to $8,000,000
- IMG pays 100% of medical expenses in-network
- Evacuation due to Natural Disasters & Political Unrest
World Nomads Standard and Explorer Plans
The World Nomads Standard and Explorer plans will cover individuals (up to age 70) for over 150 adventure sports activities on their Standard plan and even more on their Explorer plan. The list of covered activities depends on what country you reside in – see this page to determine if your preferred activity is covered.
World Nomads Adventure Activities Travel Insurance
- Coverage for 150+ adventure activities
- 24/7 emergency assistance
- Baggage and gear cover
