
Find the Best Coverage for Your Japanese Adventure
Planning a trip to Japan? Whether you're drawn to the neon-lit streets of Tokyo, the ancient temples of Kyoto, or the breathtaking landscapes of Hokkaido, having the right travel insurance will ensure you have a stress-free adventure from start to finish.
While Japan is one of the safest countries in the world, unexpected situations can still arise and disrupt your plans. Whether you're dealing with lost luggage upon arrival in Tokyo, a medical emergency while exploring Kyoto, or a trip delay due to severe weather, travel insurance provides essential protection, giving you peace of mind so you can fully enjoy your adventure.
To help you choose the best coverage, this guide breaks down everything you need to know about travel insurance for Japan, including what it covers, how much it costs, and what to look for when selecting a plan. We'll also share some essential health and safety tips to make your trip even more enjoyable.
Planning a trip to Japan? Whether you're drawn to the neon-lit streets of Tokyo, the ancient temples of Kyoto, or the breathtaking landscapes of Hokkaido, having the right travel insurance will ensure you have a stress-free adventure from start to finish.
While Japan is one of the safest countries in the world, unexpected situations can still arise and disrupt your plans. Whether you're dealing with lost luggage upon arrival in Tokyo, a medical emergency while exploring Kyoto, or a trip delay due to severe weather, travel insurance provides essential protection, giving you peace of mind so you can fully enjoy your adventure.
To help you choose the best coverage, this guide breaks down everything you need to know about travel insurance for Japan, including what it covers, how much it costs, and what to look for when selecting a plan. We'll also share some essential health and safety tips to make your trip even more enjoyable.
Is Travel Insurance Mandatory for Visiting Japan?
Travel insurance is not required for entry into Japan, but it is highly recommended due to the high cost of medical care for foreign travelers.
While Japan mandates health insurance for all residents and long-term visitors, short-term tourists must cover their own medical expenses. Without coverage, even minor medical issues, such as a doctor’s visit or prescription, can quickly become costly. If you become seriously ill or need emergency care, medical costs can escalate into tens of thousands of dollars.
For instance, a single night in a private hospital room can exceed ¥30,000 ($200 USD), while intensive care unit (ICU) stays may cost over ¥100,000 ($670 USD) per day, excluding treatment fees. Surgeries typically range from ¥300,000 to ¥500,000 ($2,000 to $3,500 USD), depending on the complexity of the procedure.
Find the Best Travel Plan for Your Journey to Japan!
Explore our side-by-side comparison of the top short-term travel medical plans and choose the coverage that best suits your needs.
In these situations, comprehensive travel insurance can be a lifesaver, protecting you from steep medical bills if unexpected health issues arise. This is especially important if you plan to engage in high-risk activities during your trip.
For example, if you fall and twist your ankle while skiing and snowboarding on the northern island of Hokkaido, medical travel insurance can cover the costs of X-rays and your emergency hospital visit.
But even if you're not participating in high-risk sports, unexpected risks still exist. For instance, if you misinterpret the ingredients on the sushi menu and suffer an allergic reaction, insurance will cover the cost of emergency treatment and follow-up care.

Beyond medical expenses, travel insurance can protect you from other unforeseen disruptions, such as trip cancellations, lost luggage, and unexpected delays. In these cases, it reimburses you for costs you would otherwise have to pay out of pocket.
So, while travel insurance isn’t mandatory for Japan, it's a small price to pay for the peace of mind that allows you to fully enjoy your adventure without worrying about what might go wrong.
Read More: Is Travel Insurance Worth It?
Travel Insurance for Common Risks in Japan
Japan is an incredible travel destination, but like any country, it comes with unique risks that you should be aware of to help you prepare for a safe and stress-free trip.
Here are some key risks specific to Japan:
- Natural Disasters: Japan is prone to earthquakes, tsunamis, and typhoons, which can cause flight cancellations, transportation delays, and even evacuations. While the country has an excellent disaster preparedness system and infrastructure to minimize disruptions, it's essential to stay informed and have coverage for unexpected events like trip cancellations or evacuations.
- Heavy Snowfall: Winter can bring extreme snowfall to some parts of Japan, particularly in Hokkaido and the Japanese Alps. For example, in February 2025, a town in Hokkaido saw 129 cm (4 feet) of snow in just 12 hours, causing flight cancellations and train delays. If you plan on skiing or visiting these areas, ensure your coverage includes disruptions from weather.
- Extreme Heat: Summers in Japan are hot and humid, with temperatures often exceeding 35°C (95°F) in cities like Tokyo and Osaka. This increases the risk of heat exhaustion and dehydration. In severe cases, heatstroke may require medical attention, making medical coverage a smart investment.
- Outdoor Activities: Japan offers incredible outdoor experiences, from skiing in Niseko to hiking Mount Fuji and exploring remote islands. However, these activities carry inherent risks, so consider adding an "extreme sports" rider to your policy or purchasing an adventure travel plan that covers emergency evacuations to ensure you're fully protected.
- Expensive Healthcare: Japan's healthcare system is renowned for its quality, but it's also one of the most expensive in the world. Without insurance, treatment for a heart attack could exceed ¥6,200,000 (around $42,000 USD) or tens of thousands of dollars if you require medical repatriation. In such cases, having comprehensive coverage can be a lifesaver.
Read More: What to Do if You Experience a Natural Disaster Abroad
What Does Japan Travel Insurance Cover?
The coverage you receive with your Japan travel insurance will depend on the plan you choose. While some policies offer basic protection, others provide more comprehensive coverage for a wider range of travel-related risks.
For example, a travel medical plan will help cover the costs of medical care if you become ill or injured during your trip. However, other types of coverage will assist you in dealing with unexpected disruptions and expenses caused by travel-related incidents.

Below is an overview of the key benefits typically included in travel insurance for Japan:
- Travel Health Insurance: Covers illness or injury during your trip.
- Emergency Medical Evacuation: Transports you to the nearest medical facility or back home if needed.
- Trip Cancellation or Interruption: Reimburses non-refundable costs if your trip is canceled or interrupted.
- Lost, Stolen, or Delayed Luggage: Provides compensation for your belongings if they're lost, stolen, or delayed.
- Travel Delay: This covers additional meals, accommodations, and transport expenses if your travel is delayed.
- Repatriation of Remains: Covers the cost of returning your remains home in case of death.
Read our article on Comprehensive Travel Insurance for learn more about the various benefits of travel insurance and how to choose the best plan for your needs.
What’s Not Covered by Japan Travel Insurance?
While travel insurance offers comprehensive protection, it's important to be aware of potential exclusions. For example, most travel policies – regardless of the country – typically won't cover the following:
- Pre-existing medical conditions: Many policies do not cover expenses related to conditions you had before purchasing the insurance.
- Non-emergency medical treatments: Routine checkups or cosmetic surgery are generally not covered unless explicitly mentioned in the policy.
- Injuries from high-risk activities: Activities such as skydiving, bungee jumping, and other extreme sports may not be covered unless you add an adventure sports rider to your policy.
- Self-inflicted injuries: Injuries you intentionally cause yourself are often excluded.
- Alcohol- or drug-related incidents: If you are injured or ill due to alcohol or drug consumption, coverage may be limited or excluded.
- Losses from illegal activities: Damages or losses resulting from illegal activities may not be reimbursed.
Country-Specific Exclusions
Some travel insurance policies may also have country-specific exclusions, which can include:
- Exclusion of coverage for specific illnesses: Certain illnesses that are more common in specific regions, like Japanese encephalitis in rural Japan, may not be covered unless you take preventive measures, such as vaccination.
- Restrictions on activities: Specific activities may have restrictions, such as:
- Skiing or snowboarding: Coverage may not apply in certain areas unless you purchase an additional rider for off-piste or backcountry skiing.
- Mountaineering or climbing Mount Fuji: Restrictions may apply if you don’t follow designated routes or climb outside of the official season.
As with any destination, it’s essential to carefully review the fine print of your travel insurance plan to understand any exclusions and limitations that may apply in Japan. Failing to do so could leave you vulnerable to unexpected costs or a lack of protection in key situations.
When choosing a policy, remember to purchase extra coverage for any exclusions that may apply. For instance, consider adding an adventure sports rider to your policy if you plan to engage in adventure sports. Similarly, if you have pre-existing medical conditions, you may be able to buy additional coverage to ensure you’re fully protected during your trip.


Planning to hike Mount Fuji? If you’re going at night, you’ll need to reserve a spot at a mountain hut. Whether you hike during the day or at night, be prepared for changes in the weather. And don’t forget to bring a flashlight — you don’t want to end up using your travel medical insurance because you slipped in the dark!
How Much is Travel Insurance for Japan?
The cost of Japan travel insurance depends on several factors, including your age, health, trip duration, destination, and the type of coverage you choose.
For example, a 35-year-old traveler can expect to pay between $10 and $20 for a seven-day travel health plan for Japan, while a 65-year-old traveler would pay between $40 and $50 for the same coverage.
Generally, the older you are, the higher your plan will cost. If you have pre-existing health conditions that require coverage, you may face higher premiums. Additionally, adding extra coverage for high-risk activities, such as adventure sports, can increase the cost of your plan.
With a wide range of plans available, you should be able to find one that suits both your budget and coverage needs.
Factors That Affect the Cost
When evaluating coverage options for Japan, it's important to understand the different components that contribute to the overall cost. These factors can significantly impact both the price you pay and the extent of your coverage.
Below is a breakdown of the key cost factors:
- Premiums: The amount you pay for the policy, either in a lump sum or periodically (e.g., weekly, monthly).
- Deductibles: The amount you are responsible for paying out-of-pocket before your insurance coverage kicks in. Note that higher deductibles generally mean lower premiums.
- Co-pays: A fixed amount you pay for certain services, like doctor visits or medical treatments, typically in addition to your deductible.
- Covered Services: Typical coverage includes emergency medical expenses, evacuation, trip interruption, baggage loss, and flight delays. Be sure your policy covers what matters most to you, especially activities or medical concerns you anticipate during your trip.
- Exclusions and Limits: Be aware of any exclusions (services or situations not covered) and policy limits (the maximum amount the insurance will pay).
How to Choose the Right Travel Insurance for Japan
Now that you have a better understanding of travel insurance terms and costs, here’s how to choose the right policy for your trip to Japan:
- Assess Your Health Needs: Do you have pre-existing conditions? Is anyone traveling with you in need of ongoing medical care? Ensure the policy covers these needs, as well as emergency medical care for unexpected incidents.
- Consider Your Activities: Are you planning to engage in high-risk activities like snorkeling, scuba diving, or skiing? If so, look for a policy that offers adventure sports coverage or a specific rider for these activities.
- Your Trip Length: Longer trips carry a higher risk of emergencies. Make sure you have trip cancellation coverage in case of interruptions, and opt for more comprehensive health coverage if needed for extended stays.
- Destination-Specific Risks: Japan is prone to natural events like typhoons, earthquakes, and tsunamis. Be sure your coverage accounts for these risks, as well as weather conditions like heat, humidity, or snow, depending on the season.
- Understand Coverage Limits: Review each policy's coverage limits for emergency evacuation, medical treatment, and any exclusions to ensure it meets your needs. Comparing quotes from different providers will help you find the best value for the coverage you need.

Don't settle for the first quote you receive! Take the time to compare different plans to find one that best fits your specific trip details. Remember, coverage levels can vary greatly for things like emergency medical expenses, trip cancellation, and lost luggage, so carefully review each plan to ensure it covers what you need.
The Best Travel Insurance for Japan
Below are our top travel insurance recommendations for Japan, each tailored to cover a range of needs – from medical emergencies to trip protection and more.
The Best Travel Health Insurance for Japan
The Atlas Travel Insurance plan is a flexible and affordable option for visitors to Japan. Atlas provides great customer service and a comprehensive range of benefits, even with the most budget-friendly plans.

Atlas Travel Insurance
- Emergency medical, evacuation, repatriation benefits
- Choose between the basic and more extensive coverage
- Meets Schengen visa insurance requirements
- 24/7 worldwide travel and emergency medical assistance
The plan includes coverage for pre-existing conditions so you can receive the necessary care while abroad. For those planning Canadian wilderness adventures, Atlas also offers extreme sports coverage and emergency evacuation options.
GeoBlue's Voyager Travel Insurance plan is an excellent choice for U.S. citizens visiting Japan. It is affiliated with Blue Cross Blue Shield and provides access to a premium network of doctors and hospitals worldwide.

GeoBlue Voyager Plan
- For U.S. citizens up to age 95
- Includes pregnancy coverage, baggage loss, trip interruption & more
- 24/7/365 service and assistance
GeoBlue also offers 24/7 customer support, telemedicine, and prescription drug coverage. The plan is especially ideal for older U.S. citizens, offering the highest level of coverage for seniors traveling abroad.
The Best Trip Cancellation Insurance for Japan
With Trawick Safe Travels AnyReason, U.S. citizens and residents can visit Japan, knowing they have both flexibility and financial protection against unexpected changes to their trip itinerary.

Safe Travels AnyReason
- Available to US residents traveling within the United States and abroad
- 100% Trip Cancellation and Trip Interruption Coverage
- Emergency Evacuation and Repatriation
- 75% of Cancel for Any Reason (CFAR) is included within 7 days of trip deposit
This plan offers one of the best Cancel for Any Reason (CFAR) benefits at no additional cost. Trawick will reimburse you for up to 75% of your prepaid, non-refundable trip expenses if you have to cancel your trip for reasons beyond the standard covered events.
World Nomads Travel Insurance is a top choice for non-U.S. citizens seeking a travel plan with trip cancellation coverage. Policyholders can recover non-refundable expenses such as flights, accommodations, and prepaid activities.
Beyond trip cancellation coverage, World Nomads also provides coverage for over 200 adventure activities, emergency medical expenses, emergency evacuation and repatriation, and protection against lost or stolen baggage and personal belongings.
Japan Travel Tips: Preparing for Your Trip
Japan is one of the safest countries in the world, ranking 17th out of 163 nations in the 2024 Global Peace Index, which evaluates factors like crime rates, political stability, and militarization.
However, no destination is entirely risk-free, and travelers should take basic precautions, such as avoiding unfamiliar areas alone, not following strangers, and sharing their location and plans with friends or family. This is especially important if you are traveling solo.

While crime is rare, Japan is prone to natural hazards such as earthquakes, typhoons, and extreme weather, so staying informed and prepared is essential.
Below are some essential tips to help you plan your trip to Japan.
Medical Preparation for Travel to Japan
Before leaving your home country, make sure you have enough medication and any necessary medical equipment for your entire stay in Japan. If bringing everything isn’t an option, look into how to get equivalents there.
It's also a good idea to visit your healthcare provider for a checkup to confirm you're fit for travel and that your vaccinations are up to date.
Of course, securing travel insurance is also an important step in preparing for your trip, so make sure you leave enough time to research and compare the best coverage for your trip. Remember, the best way to enjoy your travels is to stay safe and protected throughout the journey.

Worried about losing your luggage? Japan has a takuhaibin (suitcase delivery service), which lets you transport your luggage between locations, such as airports and hotels. The service typically costs around $10–$20 for a standard suitcase, and you can sign up for it at major airports and most hotels.
What Vaccinations Do I Need to Travel to Japan?
You don’t need any vaccinations to travel to Japan. However, it’s advisable to stay up-to-date on routine vaccines like measles, chickenpox, and influenza. You might also want to consider Hepatitis A and B vaccines, though they are optional.
If you plan to visit rural areas, especially rice farms, it's a good idea to get the Japanese encephalitis vaccine to protect against mosquito-borne infection. Mosquitoes can carry the disease from infected animals, and a bite could put you at risk.
Can I Bring Medication to Japan?
If you're traveling to Japan with a two-month supply or less of prescription or over-the-counter medication, you can declare it at customs upon arrival.
This includes most pills, liquid medications, and medical devices like disposable contacts. However, you are limited to a one-month supply of pre-filled syringes, such as Ozempic.
If you're staying in Japan for more than two months and need to bring more medication than the allowed limit, you must obtain a Yunyu Kakunin-sho (import certificate) before your trip. You need this certificate to bring larger amounts, and you must declare it at customs.
For more information and to apply online, visit Japan’s Ministry of Health, Labor and Welfare website.
Read More: Traveling Internationally with Prescription Medication
Rules for Narcotic or Stimulant Medications in Japan
If you plan to bring narcotic or stimulant medications, you must obtain permission from Japan’s Narcotics Control Department before your trip. You will also need a doctor’s prescription explaining the need for the medication and a photo of the medication. Additionally, if you have leftover doses when leaving Japan, you’ll need export permission.
Narcotic and stimulant medications include:
- Oxycodone (narcotic)
- Codeine (narcotic)
- Vyvanse and Elvanse (stimulant)
- Pseudoephedrine (stimulant)
The Narcotics Control Department also regulates psychotropic medications. Depending on the strength, you may not need permission for smaller amounts, but if you’re bringing more than a one-month supply (even if it's a lower dosage), you’ll still need to get a Yunyu Kakunin-sho.
You can read more about the application guidance on the Department’s website.
Banned and Restricted Substances in Japan
It’s important to note that Japan does not allow certain medications in the country, even if they are legal in your home country and you have a prescription. Banned substances include:
- Amphetamines (e.g., Adderall)
- Cannabis
- Heroin
- Opium
As always, it’s a good idea to bring a copy of your prescription for any medications you’re carrying, just in case. Even if you’ve already confirmed your medications are legal in Japan, having your prescription with you will help avoid any issues at customs.
How to Get Medical Care in Japan
If you’re experiencing a medical emergency, call 119 for an ambulance. The ambulance will take you to the nearest hospital for care. While the ambulance ride is free of charge, you will need to pay for any medical treatment you receive.
In Japan, many people don't have a regular primary care physician (GP). Instead, they visit hospitals or clinics as needed for issues like a twisted ankle or a persistent cough. If you need medical attention, these healthcare facilities are available to help. Make sure to bring your medical travel insurance card with you!
If you have travel insurance, your insurer can guide you to a Japanese hospital that accepts your insurance. Some insurers may also offer telehealth services, which allow you to consult a doctor from the comfort of your hotel or ryokan (traditional Japanese inn).
If you don't speak Japanese, ask your insurance provider about translation services. While online translation tools can be helpful, it's important to avoid miscommunication in health emergencies.
Your travel medical insurance should cover emergency medical expenses. However, if your trip includes extreme activities such as snorkeling in Okinawa or snowboarding in Japan’s “Snow Country,” make sure you add an extreme sports rider to your policy. Travel medical evacuation insurance can also help transport you back to your home country if needed.
Read More: The Japanese Healthcare System
Japan Travel Advisory: Warnings and Alerts
As mentioned, Japan is widely considered one of the safest countries to visit, ranking 17th out of 163 nations in the 2024 Global Peace Index. However, like any destination, it’s still important to stay informed about potential risks such as disease outbreaks, natural disasters, or terrorist threats.
Here are several reliable sources to help keep you updated on travel advisories and alerts for Japan:
- U.S. Department of State: Provides detailed information on safety, health, and security conditions in Japan. It includes alerts on specific events, such as natural disasters or security threats, and offers advice on how to stay safe while traveling.
- Smartraveller.gov.au (Australia): Offers advice for Australians traveling to Japan. It covers safety tips, entry requirements, and important notices on current risks like health hazards or terrorism. It also provides practical tips on local laws and customs.
- Gov.UK Foreign Travel Advice (UK): The UK's official travel advisory page includes safety, security, and health information. It also provides guidance on what to do if a natural disaster or other emergency occurs, as well as links to consular services in Japan.
- Government of Canada: Japan Travel Advice: Outlines safety tips, travel notices, and information about Japan’s political and health environment for Canadian travelers, including specific alerts on ongoing risks.
- Singapore Ministry of Foreign Affairs: Provides travel alerts for Singaporeans visiting Japan, including updates on safety, health risks, travel restrictions, and other important information. It also covers topics such as natural disasters and civil unrest.

In addition, the Japan Meteorology Agency provides the following information (in English):
- Tsunami Warnings/Advisories
- Tropical Cyclone Information (which includes typhoons, the term commonly used in Japan)
- Earthquake Information
- Volcanic Warning/Forecast
Read More: A Guide to Travel Advisories, Warnings, and Alerts
Emergency Contact Information for Japan
If you need emergency assistance during your stay in Japan, it's important to have the following numbers on hand:
- Call 119 for an ambulance or emergency medical care
- Call 119 to reach the fire department
- Call 110 to contact the police
Embassy Phone Numbers in Japan
Whether you need help with lost passports, emergencies, or legal matters, embassies are there to assist. Below are the key embassy phone numbers for several countries:
U.S. Embassy in Tokyo
Phone: 03-3224-5000
Address: 1-10-5 Akasaka, Minato-ku, Tokyo 107-8420
Canadian Embassy in Tokyo
Phone: 03-5412-6200
Address: 3-38 Akasaka 7-chome, Minato-ku, Tokyo 107-8503
British Embassy in Tokyo
Phone: 03-5211-1100
Address: Ichiban-cho, Chiyoda-ku, Tokyo 102-8381
French Embassy in Tokyo
Phone: 03-5798-6000
Address: 4-11-44, Minami-Azabu, Minato-ku, Tokyo 106-8514
Australian Embassy in Tokyo
Phone: 03-5232-4111
Address: 2-1-14 Mita, Minato-ku, Tokyo 108-8361
New Zealand Embassy in Tokyo
Phone: 03-3467-2271
Address: 20-40 Kamiyama-cho, Shibuya-ku, Tokyo 150-0047
10 Safety Tips for Visiting Japan
While Japan is a very safe country, it's still important to follow common-sense safety measures. Below are some essential tips to help ensure a smooth and worry-free trip.
1. Stay Cool and Hydrated in Japan’s Summer Heat
Summer in Japan, especially from June to August, brings intense heat and high humidity, often exceeding 35°C (95°F). To prevent dehydration and heatstroke, it's essential to stay hydrated throughout the day.
Drink water, iced tea, or electrolyte-rich beverages like Pocari Sweat to replenish fluids and salts. Cooling accessories, such as a battery-powered fan or a cooling towel, can offer immediate relief by lowering your body temperature. Dressing in light, breathable fabrics like cotton will also help you stay cooler.

Seek shade whenever possible and take breaks indoors, particularly between noon and 3 p.m. when the sun is strongest. Japan’s public spaces, such as cafes, shopping malls, and museums, are typically air-conditioned, providing a much-needed respite. Don’t forget to protect your skin with high-SPF sunscreen, a wide-brimmed hat, and sunglasses to shield yourself from harmful UV rays.
2. Be Prepared for Hazardous Driving Conditions
If you're traveling to Japan during winter, be prepared for hazardous driving conditions, particularly in mountainous and rural regions. While major cities like Tokyo and Osaka are typically well-equipped to handle winter weather, areas such as Hokkaido, the Japanese Alps, and parts of Honshu can experience heavy snowfall, icy roads, and sleet, which can make driving treacherous.
If you plan to rent a car, ensure it comes with winter tires, and in some cases, snow chains may also be necessary. Many rental agencies provide winter-ready vehicles, but it's important to confirm this in advance. Be mindful that snowstorms can sometimes lead to road closures, particularly in more remote areas, so stay updated on weather reports and road conditions.
If you're unfamiliar with driving in winter weather, consider using Japan’s reliable public transport system instead. Trains and buses are well-maintained and can get you to most destinations safely. Shuttle buses are often available for tourists heading to popular mountain resorts or sightseeing spots.
3. Avoid Touts and Stay Cautious of Unsolicited Invitations
In Japan, especially in busy tourist areas, you may come across touts – people who try to lure you into restaurants, bars, or clubs with promises of discounts or special deals. While some may be legitimate, many are linked to venues that overcharge tourists or provide poor services.
Be cautious if a stranger approaches you with an offer to visit a specific place. Touts may guide you to spots where you could face inflated prices for food, drinks, or services. These hidden costs can surprise you when you receive your bill.
To avoid this, always stick to well-known, reputable restaurants and bars. Check online reviews, ask locals for recommendations, or refer to trusted guidebooks for suggestions. If a tout tries to lead you to a quieter, less populated area, it's a warning sign. Politely decline their offer and move on.
4. Watch Out for Cyclists on Sidewalks
In Japan, cyclists often share the sidewalk with pedestrians, which can create potential hazards, especially in busy urban areas. While cycling is a popular and efficient mode of transport in cities like Tokyo and Osaka, it’s important to remain alert and mindful of cyclists navigating crowded sidewalks.
Cyclists typically ride on the left side of the sidewalk, but their speed can vary, especially during rush hours or in high-traffic areas. As they may weave through pedestrians or move quickly to pass, it’s essential to stay aware of your surroundings. If you hear a bike bell or notice a cyclist approaching from behind, move to the side to allow them to pass safely.
To stay safe, avoid sudden movements and try to walk in a straight line, particularly in crowded areas where cyclists may be coming from different directions. Look out for designated bike lanes or areas marked for cyclists, and ensure you stick to pedestrian zones to avoid accidents.
5. Beware of Bears in Rural Areas
While Japan is a safe and beautiful country to explore, certain rural areas are home to wild animals, including bears, which have become an increasing safety concern.
Bear attacks have become more common in Japan, with over 200 reported between April 2023 and March 2024. Be cautious of black bears if you’re visiting rural or mountainous areas on Honshu or Shikoku. Note that brown bears are more prevalent in Hokkaido.

To stay safe, stick to well-marked trails, especially during early morning or dusk when bears are most active. If you're hiking in bear-prone areas, carry bear spray or noise-making devices to deter them. Store food securely and avoid leaving anything in the open. Always follow local guidelines to minimize risks.
6. Learn Earthquake and Tsunami Protocols
Japan is located along the Pacific "Ring of Fire," an area known for frequent earthquakes due to the movement of tectonic plates. Earthquakes occur regularly in Japan, with around 1,500 tremors recorded yearly, though most are minor.
Major earthquakes occur more frequently in eastern and northern Japan, including Tokyo and Hokkaido. Although buildings are designed to withstand them, it’s still important to be prepared and know what to do during a tremor. Sign up for emergency alerts and stay informed through local news sources like Japan’s public broadcasting network, NHK, which provides information on earthquakes and tsunamis in English.
After an earthquake, be aware of potential aftershocks and the possibility of tsunamis, especially if you’re near the coast. If you feel a strong tremor or hear tsunami warnings, immediately move to higher ground.
Follow the "drop, cover, and hold on" method during an earthquake until the shaking stops. Avoid using elevators and stay indoors until it’s safe to exit. Keeping an emergency kit with essential items like water, food, and first-aid supplies is also a good idea.
7. Prepare for Typhoon Season
Typhoon season runs from May to October in Japan, with the highest frequency from August to September. These storms bring heavy rain, strong winds, and flooding, particularly in coastal areas. Travel delays are common, affecting flights, trains, ferries, and roads, and power outages can occur.
Okinawa, Japan’s southernmost prefecture, is especially vulnerable to typhoons. While its tropical climate is appealing, be cautious during typhoon season, as outdoor activities can become dangerous.
To stay safe, monitor weather forecasts and listen for typhoon warnings. Secure windows and doors, avoid unnecessary travel, and plan indoor activities. Always follow local advice and be ready for possible delays or evacuations. Keep a storm kit with essentials like water, snacks, flashlights, and important documents.
8. Travel Safely with Women-Only Cars on Public Transport
Women traveling alone or without male companions in Japan can use women-only cars on public transport, especially in cities like Tokyo and Osaka. These cars are designed to provide a safer and more comfortable travel experience, particularly during busy rush hours when overcrowding may lead to harassment.

Look for the "Women Only" signs in both Japanese and English. If you're a man, note that entering women-only cars is considered rude. If you accidentally board one, exit and switch cars at the next stop. Respecting this rule helps maintain a courteous environment for all passengers.
If you're unsure where the women-only cars are located, look for signs at the station or ask station staff. While Japan’s public transport system is generally safe, these cars offer women extra comfort and security.
9. Don’t Do (Illegal) Drugs
Japan has some of the strictest drug laws in the world, and even a small possession of illegal substances can lead to serious consequences. Any illegal drug use, including marijuana (which is prohibited even for medical use), can lead to arrest, lengthy prison sentences, or detention until deportation. Foreigners caught breaking drug laws also risk being banned from re-entering Japan for several years or even permanently.
Japanese police take drug offenses very seriously, and the legal system is efficient, meaning arrests and trials can happen quickly. Japan also has severe penalties for drug trafficking, including smuggling or distributing substances.
Even if you're not directly involved in drug use, be cautious about your surroundings. Avoid places where illegal drugs may be used or sold, as you could still face trouble if you're found nearby.
In short, it’s best to avoid any temptation to use drugs during your trip. Not only will it keep you safe, but it’ll also ensure you avoid any interactions with law enforcement that could ruin your travel experience. It’s simply not worth the risk!
10. Keep Your Health Information on You
Have your key health information readily available in case of a medical emergency. Carry a card or document with details about any allergies, current medications you're taking, and any relevant health conditions. This will help doctors or medical staff provide the proper care if you cannot communicate.
If you suffer from a chronic condition or require regular treatments, such as insulin for diabetes or an EpiPen for allergies, include instructions on managing these conditions in an emergency.
If possible, carry your health information in both your native language and Japanese, as it can make communication smoother if you need medical help. Also, keep emergency contact numbers for local hospitals or clinics handy. Being prepared with this vital information can help ensure your safety and reduce stress during unexpected situations.

Rh-negative blood is rare in Japan, so if you're Rh-negative, make sure to note this on your card. In an emergency, this information can be critical for receiving the right blood type in case of a transfusion.
Travel Safe and Stress-Free in Japan
Japan is a safe and welcoming country, but like any destination, it comes with its own set of challenges, including the possibility of accidents, illness, or natural disasters.
To protect yourself and ensure that unexpected situations don’t disrupt your trip, it’s wise to invest in travel insurance. Having coverage for medical emergencies, travel delays, and cancellations allows you to relax and focus on everything Japan has to offer – from the bustling streets of Tokyo to the serene beauty of Hokkaido’s ski slopes.
By preparing ahead, staying informed, and following safety protocols, you can enjoy your time in Japan without unnecessary worry. So, are you ready to explore this incredible country with total peace of mind?
Get a free quote to find the best coverage for your trip. Safe travels!
Find the Best Travel Plan for Your Journey to Japan!
Explore our side-by-side comparison of the top short-term travel medical plans and choose the coverage that best suits your needs.
Read More
Author: Sara Kettler is a content editor at International Citizens Insurance. She has lived and worked around the globe, spending time in England, Australia, France and Japan. In each new country she’s used local health insurance programs.