Recommended Travel Medical Insurance, Emergency Evacuation and Repatriation plans for Venture with Impact, LLC participants.
The question we hear most often from Venture with Impact, LLC participants is “Do I really need to buy travel insurance?”. The short answer is yes. Most likely your health insurance plan here at home will not cover you abroad. The best travel insurance plans, like the plans below, will offer an international network of doctors, emergency assistance services and translators who will help you during a crisis.
How to Choose a Plan
For most Venture with Impact travelers, following these 3 steps will help you understand the features and benefits of a specific plan, get you a quote, and allow you to purchase the plan in one short sitting. If you find you are having difficulty choosing a plan or want to consult with an agent, please feel free to request a quote and we’ll get back to you ASAP.
- Review and compare the recommended travel insurance providers and policies below.
- Choose a policy that suits your needs and offers adequate coverage.
- Generate a quote by clicking the “Free Quote / Apply” link at the bottom of the page.
Plan Features & Benefits
- Illness and Emergency Medical
- Emergency Medical Evacuation
- Political Evacuation
- Emergency Reunion
- Repatriation/Return of Mortal Remains
- Pre-Existing Conditions
- Coinsurance
- Medical Deductible (per certificate period)
- Home Country Coverage
- Loss of Baggage / Personal Items
- Accidental Death (AD&D)
- Trip Cancellation
- Trip Interruption
- Coverage for Sports
- Personal Liability
- Money Back Guarantee
- ACA-compliant4
- Emergency Assistance
- Administrator
- Underwriter
- Rating
- Coverage Area
- Eligibility
- Length of Trip
- Estimated Monthly Cost5
Patriot Travel
- Maximums of $50,000 up to $2,000,000
- Up to $500,000 lifetime maximum
- $10,000 lifetime maximum
- Yes – Up to $50,000
- Yes – Up to $50,000
- Sudden and unexpected recurrence of a pre-existing condition (for U.S. citizens only)
- Outside of U.S.: No coinsurance; Inside of U.S.: After deductible, 10% of first $5,000 if expenses incurred within PPO
- You choose $0, $100, $250, $500, $1,000 or $2,500
- Yes – up to 2 weeks
- Yes, max of $250
- Yes – $25,000 principal sum benefit
- Visit: Trip Cancellation
- Yes – Up to $5,000
- Recreational sports and activities (Adventure Sports add-on available)
- Not Available
- Yes (prior to effective date)
- No
- 24/7 highly qualified, multi-lingual service
- International Medical Group
- Sirius International
- A (A.M. Best)
- Worldwide
- All nationalities traveling abroad3
- 5 days to 12 months and renewable up to 2 years
- $41.25
Atlas Travel
- Maximums of $50,000 up to $1,000,000
- Up to $1,000,000 lifetime maximum
- $10,000 lifetime maximum
- $50,000 limit per certificate period
- Overall maximum limit (no deductible or coinsurance)
- Sudden and unexpected recurrence of a pre-existing condition (only available to those younger than 70)
- Outside of U.S.: No coinsurance; Inside of U.S.: After deductible, coinsurance waived if expenses incurred within PPO
- You choose $0, $100, $250, $500, $1,000 or $2,500
- Yes – Up to 15 days.
- Yes
- $50,000 per person; Optional buy-up to max. $100,000
- Visit: Trip Cancellation
- $5,000 limit per Certificate Period
- Recreational sports and activities (including mountaineering up to 4,500 meters)
- $10,000 included; Optional buy-up to $100,000
- Yes (prior to effective date)
- No
- 24/7 worldwide travel and medical assistance
- HCC Medical Insurance Services
- Lloyds of London
- A+ (A.M. Best)
- Worldwide
- All nationalities traveling abroad1
- U.S. Citizens: up to 364 days; Non-U.S. citizens up to 365 days
- $48.00
Liaison Travel
- Maximums of $60,000 up to $5,000,000
- $1,000,000 per coverage period2
- $100,000 per coverage period2
- $100,000 per coverage period2
- $100,000 per coverage period2
- Sudden and unexpected recurrence of a pre-existing condition (for U.S. citizens only)
- Outside of U.S.: No coinsurance; Inside of U.S.: After deductible, 20% of first $5,000 if expenses incurred within PPO
- You choose $0; $100; $250; $500; $1,000; $2,500; $5,000
- $50,000; You earn approximately 5 covered days per month of purchased coverage.
- $250/occurrence
- $25,000 insured and spouse; $5,000 per child
- Visit: Trip Cancellation
- Up to $10,000 per coverage period
- Recreational sports and activities (Hazardous Sports add-on available)
- $100,000 included
- Yes (prior to effective date)
- No
- 24/7 worldwide travel and medical assistance
- Seven Corners
- Certain Underwriters at Lloyd’s, London
- A (A.M. Best)
- Worldwide
- All nationalities traveling abroad
- 5 days to 12 months and renewable up to 3 years
- $73.13
2. These benefits must be approved and arranged by Seven Corners Assist.
3. The Patriot plan is not available to residents in the state of Maryland.
4. International insurance is not subject to and does not provide certain insurance benefits required by the U.S. Affordable Care Act (ACA). ACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances, penalties may be imposed on U.S. residents and citizens who do not maintain ACA compliant insurance coverage. Read more: ACA (Obamacare) and International Health Plans
5. Assumes $100,000 in coverage for a 30-year-old U.S. citizen with a $0 deductible. Lower your premium cost by choosing a deductible. Plan cost is due upfront–plans purchased for 30 days or longer can be renewed/extended for up to 1 year allowing you to break up your payments.
Let us know if you need assistance in comparing and reviewing Travel Medical Plans. If you want more comprehensive medical insurance, review our International Health Insurance plans. If you are interested in travel insurance or visitors insurance, use the links in the top navigation to compare trip insurance plans at your convenience.
This page contains a summary description of plan benefits, conditions, limitations, and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions, and exclusions will be included in the fulfillment kit. Review your plan policy and certificate before and after you have applied. You may cancel your plan during the “look back” period if the policy does not meet your needs.