International Life Insurance Designed For Expats
You may not realize it, but traditional life insurance will only cover you if you die in the country where you paid for the insurance. A William Russell Life Insurance plan is an international life insurance plan that covers you no matter where you are in the world. If something happens while you are abroad, with the ability to insure your life for up to $2 million, you can be assured that your family will be financially secure after you are gone. You can set up your plan in U.S. dollars, UK pounds, Euros and UAE dirhams in order to make access easier.
You may not realize it, but traditional life insurance will only cover you if you die in the country where you paid for the insurance. A William Russell Life Insurance plan is an international life insurance plan that covers you no matter where you are in the world. If something happens while you are abroad, with the ability to insure your life for up to $2 million, you can be assured that your family will be financially secure after you are gone. You can set up your plan in U.S. dollars, UK pounds, Euros and UAE dirhams in order to make access easier.
William Russell Expat Life Insurance Highlights
William Russell Life Insurance covers you wherever you are in the world. It is customizable so that you can obtain the amount of coverage that will ensure security for your family if the worst happens.
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William Russell Global Life Insurance Benefits
Choose a plan that insures you for whatever amount you like, up to 20 times your salary or $2 million, whichever is the lower number. This is the amount that your beneficiaries will receive when you die, or that you will receive if you are diagnosed with a terminal illness.
William Russell Life Insurance Optional Accident Benefit
Add on the optional accident benefit in order to increase your coverage if you die or are seriously injured in an accident. With the additional accident benefit, you can be covered for an additional value that is the amount of your life insurance or $500,000, whichever is the lower number.
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How Much Does William Russell Expat Life Insurance Cost?
William Russell determines the rates for your plan based on your age, the benefit level you choose, and any optional accident insurance you may choose to purchase. If you are in a hazardous occupation or participate in hazardous sports, that will increase the cost of your life insurance. Residents of certain countries may also have a higher premium cost. If your job is not an office job, you may also pay a higher premium.
William Russell Life Insurance Eligibility
Applicants must be between the ages of 18 and 70 to purchase a life insurance plan. Residents of Iran, North Korea, Libya, South Sudan, Syria, Yemen or Switzerland are not eligible for coverage.
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FAQs about William Russell Expat Life Insurance
Your coverage ends at the end of the coverage year in which you turn 70 years old.
If you have the optional accident benefit, you or your beneficiary will receive payment if the following circumstances occur within two years after the accident:
- Your death
- The total and irrecoverable loss of sight in both of your eyes
- The total and irrecoverable loss of sight in one of your eyes
- The loss of or the loss of use of two of your limbs
- The loss of or the loss of use of one of your limbs
- The total and irrecoverable loss of the sight of one of your eyes and one limb
- Your permanent total disablement (other than the total loss of sight of one or both eyes or the loss of one or more limbs)
These include (but are not limited to) off-piste skiing, scuba diving to a depth of more than 30 metres and unsupervised scuba diving, rock-climbing or mountaineering normally involving the use of ropes or guides, pot-holing, hang gliding, parachuting, bungee-jumping, hunting on horseback, or driving or riding in any kind of race or competition, flying other than as a passenger in a commercial aircraft, driving or riding on motorcycles, motor scooters or mopeds, or any other activity that places you in a similar degree of danger as any of those mentioned here.
Want to learn more about life insurance from William Russell?
Get a free quote from us today!