International Life Insurance Designed For Expats
Traditional life insurance may not follow you across borders—but William Russell does. Unlike most local policies, William Russell’s international life insurance provides global coverage, protecting you no matter where life takes you.
With benefits up to $2 million, you can ensure your loved ones are financially secure—even if the unexpected happens abroad. Choose your policy currency in U.S. dollars, British pounds, Euros, or UAE dirhams for added flexibility and peace of mind.
Traditional life insurance may not follow you across borders—but William Russell does. Unlike most local policies, William Russell’s international life insurance provides global coverage, protecting you no matter where life takes you.
With benefits up to $2 million, you can ensure your loved ones are financially secure—even if the unexpected happens abroad. Choose your policy currency in U.S. dollars, British pounds, Euros, or UAE dirhams for added flexibility and peace of mind.
Protect Your Loved Ones, Wherever Life Takes You
Secure your family’s financial future with William Russel—designed for expats and global citizens. Get flexible, international coverage that moves with you.
William Russell Expat Life Insurance Highlights
William Russell Life Insurance covers you wherever you are in the world. It is customizable so that you can obtain the amount of coverage that will ensure security for your family if the worst happens.
William Russell Global Life Insurance Benefits
Choose a plan that insures you for whatever amount you like, up to 20 times your salary or $2 million, whichever is the lower number.
Your coverage benefit is the amount that your beneficiaries will receive when you die or that you will receive if you are diagnosed with a terminal illness.
William Russell Life Insurance Optional Accident Benefit
Add on the optional accident benefit in order to increase your coverage if you die or are seriously injured in an accident. With the additional accident benefit, you can be covered for an additional value that is the amount of your life insurance or $500,000, whichever is the lower number.
Protect Your Loved Ones, Wherever Life Takes You
Secure your family’s financial future with William Russel—designed for expats and global citizens. Get flexible, international coverage that moves with you.
How Much Does William Russell Expat Life Insurance Cost?
William Russell determines the rates for your plan based on your age, the benefit level you choose, and any optional accident insurance you may purchase. If you are in a hazardous occupation or participate in dangerous sports, that will increase the cost of your life insurance.
Residents of certain countries may also have a higher premium cost. You may also pay a higher premium if your job is not an office job.
William Russell Life Insurance Eligibility
Applicants must be between 18 and 70 to purchase a life insurance plan.
Residents of Iran, North Korea, Libya, South Sudan, Syria, Yemen, or Switzerland are not eligible for coverage.
FAQs about William Russell Expat Life Insurance
Your coverage ends at the end of the coverage year in which you turn 70 years old.
If you have the optional accident benefit, you or your beneficiary will receive payment if the following circumstances occur within two years after the accident:
- Your death
- The total and irrecoverable loss of sight in both of your eyes
- The total and irrecoverable loss of sight in one of your eyes
- The loss of or the loss of use of two of your limbs
- The loss of or the loss of use of one of your limbs
- The total and irrecoverable loss of the sight of one of your eyes and one limb
- Your permanent total disablement (other than the total loss of sight of one or both eyes or the loss of one or more limbs)
These include (but are not limited to) off-piste skiing, scuba diving to a depth of more than 30 metres and unsupervised scuba diving, rock-climbing or mountaineering normally involving the use of ropes or guides, pot-holing, hang gliding, parachuting, bungee-jumping, hunting on horseback, or driving or riding in any kind of race or competition, flying other than as a passenger in a commercial aircraft, driving or riding on motorcycles, motor scooters or mopeds, or any other activity that places you in a similar degree of danger as any of those mentioned here.
Global Life Insurance Benefits for Your Expat Employees
William Russell has launched an enhanced group life insurance product that provides greater financial security for international employees and their families.
Key benefits for your globally mobile employees:
- Higher Coverage Limits: Up to 10x an employee’s salary, with a maximum benefit of $2 million.
- Guaranteed Benefit Increases: Adjust coverage at renewal for evolving business needs.
- Worldwide Protection: Employees stay covered, no matter where they work.
- Early Payout for Terminal Illness: Financial support when it’s needed most.
Request a free quote and discuss your options with our VP of Global Benefits, Andrew Blomberg.
William Russell Group Life Insurance
- Cover up to 10x an employee's salary (up to $2M maximum)
- Guaranteed option to increase benefit at renewal
- Early payout for terminal illness
- Worldwide cover
